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How to Finance a Skyline, NSX, Supra or other JDM

How to finance JDM cars

We get this all the time. You’ve dreamed of Skylines ever since you were little and now are at a place in your life where you can actually own “Godzilla” aka a R32 Nissan Skyline GTR. But, what do you do if you don’t have the $20,000-30,000 in your bank account? You need to find a loan and get financed for the purchase. This is usually a fairly easy and common practice but when dealing with cars that are 25 or more years old and not ever sold in the US financing a Skyline can become a bit of a challenge.

Top 4 Things You Should Have

  1. Good credit   - Loans for Skylines is not the “anyone is approved!” financing the local auto dealers offer. It’s recommended to have a 650 or better credit score.
  2. Good income   - Showing you have the means to pay back the loan is important.
  3. A certified appraisal   - Most lenders will require a certified appraisal stating that the car is worth at least the amount to be financed. JDM Expo is happy to provide appraisals on its vehicles both in Japan and in the USA for a small fee.
  4. At least 15% saved   - Its a good idea to have some cash saved. For one reason, a deposit can be given to hold the car while financing is being arranged.

8 Steps to Getting a Loan for a JDM

  1.  Talk to one or more of the below lenders before looking for a car.
  2.  Find out if you qualify and how much of a loan you qualify for.
  3.  Contact JDM Expo with your budget and the specifics of what you are looking to purchase (model, color, mileage, mods, etc).
  4.  Once a car is found, place a cash deposit to hold it.
  5.  Bring a bill of sale and a certified appraisal (if required).
  6.  Get check for loan amount.
  7.  Pay balance of car price.
  8.  Drive off in your new Skyline GTR!

Where to look for loans
Most banks will not finance 25 year old imported cars and it can be a challenge to know where to turn. Thanks to our many years of experience we have found some good, reliable places to look for financing for a Nissan Skyline, Toyota Supra or other JDM import.

Local/Military Credit Unions
Credit unions will often provide auto loans for older vehicles like US-legal Nissan Skylines. They are the best option because they are quick, easy and offer great interest rates. If you’re a current or former military member, be sure to look into Navy FCU or USAA. Did you know we’re the number one source of Skylines for military members stationed in Japan? We deal with Navy FCU and USAA extensively and can highly recommend them. If not, you’re sure to find a federal credit union in your area that you can join.

Personal Loans
If you’re not able to get an auto loan, you may be able to get a personal loan. These have slightly higher interest rates but are also easier to get. You will probably need to use the car as collateral for the loan which requires a certified appraisal. A credit union or regular bank can give you a personal loan though credit unions tend to have better interest rates and may also allow you to convert your personal loan into an auto loan down the road.

Online Classic Car Lenders
When you see other importers saying “We can help you get financed” or “Ask about our financing options”, this is what they are referring to. On the one hand, these lenders will finance literally anything from a project to a top level show car. On the other, they tend to have high interest rates, require 10-20% down and can be a headache to get. JJ Best Banc Co. is one of the biggest names in online lending though there are many others. This article by Hemmings lists a few more.

JDM Expo

Import Nissan Skyline GTR R32 with JDM EXPO Japan

New Arrivals! Nissan Skyline GTR R32s for sale in Japan. Import Skyline GTR R32 to USA from Japan under 25 years old rule. Check out those latest arrived Skyline GTR R32s all in a great condition and the most can be imported to the USA under the 25 years old rule! Click on the photo of the vehicle to learn more about the car and feel free to contact us for more info at [email protected] / www.jdm-expo.com

Skyline GTR 32 for sale Japan. Import Skyline GTR R32 to USA

Skyline GTR 32 for sale Japan. Import Skyline GTR R32 to USA

Buy Skyline R32 Japan. Import Nissan Skyline GTR 32 USA

Buy Skyline R32 Japan. Import Nissan Skyline GTR 32 USA

Skyline GTR R32 sale. Import Skyline GTR R32

Skyline GTR R32 sale. Import Skyline GTR R32

Nissan Skyline GTR R32s for sale in Japan at JDM EXPO

Ever since Skyline GTR 32s have become available for sale in the United States under the 25 years old rule, the price of those Japanese icons have been only going up! Since the supply of those cars are limited in Japan, we expect the prices to continue to increase throughout the time.

Production of Skyline GTR R32s in Japan from 1989 to 1994:

Standard Skyline GTR 32s = 40,390
NISMO Group A Evolution = 560
V-Spec = 1,453
V-Spec II = 1,303
N1 Race Version = 228
Total = 43,934

If you are one of the USA fans of JDM cars and especially interested in buying Skyline GTR R32, check out our current stock of available Skyline GTR 32s for sale in our Japan. We have the largest stock of available Skyline GTR 32s in Japan and offer the most competitive prices compared to any other of our competitors! We also offer importation/vehicle registration services in the USA and can deliver your purchased car in front of your door at an extra charge. Check out our stock available Skyline GTRs below and contact us for more info at [email protected]

Skyline GTR 32 for sale_1

Skyline GTR 32 sale #JDM EXPO. Import Skyline GTR R32 from Japan

Skyline GTR 32 sale_2

Skyline GTR 32 for sale #JDM EXPO. Import Skyline GTR R32 from Japan

Skyline GTR R32 sale

Skyline GTR R32 sale #JDM EXPO. Import Skyline GTR R32 from Japan

JDM Nissan Skyline/RX-7/Supra for sale in Japan. Import Nissan SKYLINE GTR R32/R33/R34/Toyota Supra/Mazda RX-7 from Japan

Although we daily receive several sports and classic cars to our inventories, this time we want to share with you some of the unique vehicles we recently added to our Nagoya Port Inventory. Check out those beauties and never hesitate to make inquiries for the vehicles you want to import from Japan. We assure your highest satisfaction with our services!

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GTR R34 V Spec II Nür – only 750 of them were ever produced!